Posts

Showing posts from 2015

WHAT IS THE BEST GIFT FOR YOUR FAMILY IN THIS SEASON?

Image
Compliments of the season Nigeria, and the rest of the world, we are indeed happy that you are all part of this year's celebration, and we pray for more blissful years in Nigeria, and the rest of the world, we are sure by now many people, organisations, groups, and various concerns has begun their shopping for gift items to send to friends, family, and associates, but the family being the main primary group is a very important unit at this time, because we should never forget that "charity begins at home".

If you have been following the recent happenings in the world economy, you will agree that the best gift to give your family this year should be beyond the special festivities treat, I mean something that can prepare them for the downward spiral of the oil prices, and protect their future even  beyond 2016, so visit http://www.almconsultingltd.com for gift ideas that will make you "Trust" the future, because it will be secure for you and your family.




WHAT MESSAGE IS THIS PICTURE TRYING TO PASS ACROSS?

Image
There is a message in this picture, decipher it and share with the world.

HOW TO BE SECURE DESPITE ECONOMIC INSECURITY

Image
The current state of our economy is not a bed of roses, truth be told the government is doing its best to survive various onslaught from multiple fronts, but in the end the first person that cares so much about you or your family, and your well being is you, always remember that, and so your are the first line of security you and your family has, and therefore must protect them, especially your children.
Companies are down sizing, businesses are contracting while some are experiencing outright collapse, and the pervasive uncertainties in the system for now, makes it difficult to feel secure financially, in terms of employment, and advancement in all aspects of life, but in all of this you still have to think and worry about your family.

If you do think of your family, especially your children, then you should know that you need a plan B now more than ever before, and cannot afford to leave your future, and that of your family to chance, because staking so much on a gambling move like…

ARE YOU FIT TO BE A LEADER?

Image
"A leader who produces other leaders multiplies their influences." John C. Maxwell.
The easiest example of a leader is the decision maker/ joint decision maker in the family, and the main requirement of this leadership position is to take care of every member of the family in such a way as to portray you as being up to the task, especially the children, because they are the future of the family, the community, and the nation at large.

The economy is not  in its best shape in recent times, as a result of difficult decisions the government has to take with the aim of protecting our commonwealth, companies are downsizing, jobs are being lost, investment is losing value, and poverty is increasing by the day, so how do you intend to secure your future? the simple answer is by protecting and empowering your children, your future through the provision of quality education,you can finance your children's education by setting up a trust fund for them, before it becomes too late.

LETS TALK ABOUT ESTATE PLANNING PART III.

Image
We have discussed “Wills” and the need to have one in the previous edition of this article. “If you ponder on your end, you will plan about your life after death and your family after you are gone. Have you written your Will?” – Pastor E.A. Adeboye [Open Heavens, June 19th 2013] I do hope you have taken steps to put your Will in place. Please do not procrastinate. Do it now!
In this edition, we will talk about another Estate Planning tool called “TRUSTS.” i.What is a TRUST?
A Trust is an arrangement whereby one person agrees to hold property or assets for the benefit of another. A TRUST is a legal entity and assets once transferred into the Trust are managed in accordance with the written terms as documented under a TRUST DEED.
Planning your estate with Trusts provides a variety of advantages over simply relying on a Will alone. You gain enormous flexibility when you add a Trust to your mix of estate planning tools. Trusts can be used for avoidance of probate; business succession planning; …

LET'S TALK ABOUT ESTATE PLANNING PART II

Image
We introduced estate planning last month, and some of the tools used. This edition, we will discuss in a bit more depth some of these estate planning tools... Some types of Estate Planning tools include; ·WILL ·TRUST ·LIFE INSURANCE ·MEDICAL INSURANCE
WILL. What is a Will? A Will is a disposition or declaration by which the person making it (the testator) provides for the distribution or administration of estate after death. It is an essential part of an Estate Plan. Wills may come in various types, the difference remains in the complexity of the Testator’s Estate.
Benefits of a Will
a)A Will is the easiest tool to direct your assets to your beneficiaries. Your estate includes the property and funds owned at the point of demise.
b)A simple Will:

oappoints an executor,
omay designate people to care for minor children and
oallocates your estate between your heirs.
c)

LET'S TALK ABOUT ESTATE PLANNING PART I

Image
I am going to start by asking you to answer a couple of questions; you may want to record your responses so bring your notebook/jotter nearby:
How many have assets worth ₦50 million and above? Please list them.Review your list and for the men, exclude the cars. For the ladies please exclude the jewelry, designer bags and clothes.Are your assets after (2) above worth ₦50 million or above?Would you like to leave these assets of value which you have acquired to a loved one? E.g. spouse, children, aged parents, siblings etc.How many have a written WILL?How many have a TRUST?Why do you not have a written WILL or TRUST given your desire in (4) above?Tell us what plans or back-up arrangement you have put in place for your family to cope without you in the event of your incapacity? Death?Are your loved ones sufficiently briefed on the plans in (8) above?What is Estate Planning? The process of anticipating and arranging for the disposal…